By Dave Coen Let’s look at the facts.  This year the markets had the best first half of a year since 1997. (1) The Dow had the best June since 1938. (2) Unemployment rates continue to hover near 50-year lows. First-quarter GDP grew at an annualized rate of 3.2%. (3) U.S. stocks posted their largest one-day losses of 2019 on Monday. (4) The … [Read more...]

By Dave Coen If you’ve looked into any aspect of college planning, whether that’s researching accounts to save in or figuring out your eligibility for financial aid, you probably felt overwhelmed pretty quickly. Often, questions about college planning just lead to more questions, and it’s hard to find consistent advice and facts online. Sometimes you just want … [Read more...]

By Dave Coen As you probably know, one of the unique services that we offer is to help clients identify the inefficiencies in their current planning—“holes” in their financial buckets that could be made more efficient. There is often more financial value in preventing the losses than trying to pick the winners.  As parents, we often struggle with whether … [Read more...]

By Dave Coen Retirement is knocking at the door. You either feel like it happened overnight or that the bulk of your working years moved slower than you wanted. Regardless, you are in the home stretch now. But even though you’re getting closer to the goal, this is not the time to turn on cruise control and count down the days until you pack up your office for … [Read more...]

By Dave Coen Your finances don’t exist in a bubble. Every decision you make and every milestone you reach impacts your financial situation. Even within your finances, there are many different factors that affect each other, such as taxes, saving for retirement, and estate planning. That’s why college planning won’t be successful unless it’s part of a … [Read more...]

By Dave Coen We see couples fighting about money everywhere, on TV shows, in books, and on the news. You may even see it in your own home if you’re part of the one-third of married couples who fight about finances at least once a month. (1) It might be easy to accept the tension that finances cause in relationships because it seems like everyone struggles with … [Read more...]

By Dave Coen Volatility is a hot topic in the financial world right now. No one likes unpredictability when it comes to money; and volatility is just that—erratic and unpredictable. If you invest in any way, shape, or form, you may be wondering how worried you should be. Here’s a quick reminder: volatility, while not fun, is normal. We hit the jackpot in … [Read more...]

By Dave Coen Do you have a mortgage that you are repaying? If so, you can join the 63% of homeowners who have at least one mortgage to their name. (1) Many people struggle with the notion of whether to pay extra into their mortgage, or even to get a shorter term mortgage. In fact, the thought of not having a mortgage and then having all that extra money to use … [Read more...]

Many of us today live full lives. Our families and careers require much of our attention, and by the time we find a free moment, we hardly feel like turning to our to-do lists. But there is one to-do that shouldn’t be ignored, and that’s creating a plan for your child’s college education, specifically how you will pay for those important years of school without … [Read more...]

If you’re like most parents, you have a never-ending list of things you want to teach your child so they grow up to be a successful adult who contributes to society. From a young age, you model and instruct them in how to share, what respect looks like, and how to handle responsibility. But do you have a plan for how you are going to teach your kids about money? … [Read more...]