A client was shocked the other day when I suggested that his student, recently out of college, should have an Estate Plan. As our children get older, our conversations with them get more meaningful and the subjects take on increased value. I often have discussions with my clients about their Estate Planning, but they were shocked when I suggested that estate … [Read more...]
Dr. Livingston I presume?
August 21, 2017 by
I was reminded this week of the time when we visited the Victoria Falls in Africa. Also known as Mosi-oa-Tunya (Smoke that Thunders), the Falls emanate out of the Zambezi river in Zambia and are one of the seven natural wonders of the world. Vic Falls (as it is known locally in Africa) are roughly twice as high as the Niagara Falls and twice as wide as Horseshoe … [Read more...]
Both sides now
August 21, 2017 by
Joni Mitchell wrote the famous song “Both Sides Now” after being inspired by a passage from the novel “Henderson the Rain King” about being on a plane looking down on the clouds. There are so many examples in life where we see things from our perspective and yet others see the same things from a different perspective. I have just returned from Africa on a trip to … [Read more...]
Stupid things we do
July 18, 2017 by
We have all done stupid things in our lives which we regret. I know that personally I have lost count over my lifetime of the number of times I have had to apologize for things I have done or said. The worst was as a kid when my mother made me go and apologize to another adult for saying stupid things or throwing a rock on their roof or jumping through the … [Read more...]
Life from both sides now
July 16, 2017 by
Joni Mitchell wrote the famous song "Both Sides Now" after being inspired by a passage from the novel Henderson the Rain King" about being on a plane looking down on the clouds. There are so many examples in life where we see things from our perspective and yet others see the same things from a different perspective. I have just returned from Africa on a … [Read more...]
Federal Loan rates for College going up
May 12, 2017 by
The federal student loan rates change each year on July 1st. For any student considering taking Federal Direct Student Loans for the coming academic year, your rates are about to go up to 4.45% for any new disbursements after July 1st (Current rate is 3.81%) These rates encompass various loans from the Fed Direct unsubsidized loans (interest accrues … [Read more...]
Vital lessons for our kids about money
March 24, 2017 by
"Kids who have the freedom to manage their own money seem to have better money behaviors and are more truthful with their parents about how their money was spent." Being a parent is tough in many senses. Things that our kids learn early are often the things that influence them the most. When to be tough, when to be soft. When to help and when to let … [Read more...]
What Sully and Golf clubs could teach us about finances?
March 1, 2017 by
As a financial advisor I often use the analogy of a golfer when we talk about what financial products we should use. According to the USGA, a golfer is allowed to have 14 clubs in his bag. There are the standard 12 clubs in many golf bags. If the golfer starts with a number of clubs in his bag less than 14, he can add to the number of clubs until he reaches … [Read more...]
Trust in Relationships
February 20, 2017 by
Mike Adams from "Living My Purpose" who runs one of the Strengths Assessments that we do for our clients sent this out and I thought it might be appropriate to share. Mike can be contacted at mike@livingmypurpose.com Whether it be for my clients at College Planning America, our families at home, our co-workers or friends, it could be really important to think … [Read more...]
6 Things to Think About When Creating a Will
February 8, 2017 by
This piece was written for legalzoom by Michelle Fabie Esq - a freelance writer and I found it had pretty valuable information in a simple format. No matter your age or economic status, creating a will is the single best estate planning action you can take right now. Why? Because having a valid last will and testament helps assure that your wishes regarding … [Read more...]
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