Our Legacy – It’s not what we leave to our kids

In my Financial practice I have the privilege of discussing what my clients would like to leave to their kids as a legacy. It's an important discussion for most parents to have and plan for. Growing up on a farm in Africa my mother (who I am not sure ever made it to 4 feet tall – she might one day) had six rambunctious kids who grew up without much money, … [Read more...]

Even if you are a Prince, you still need a will!

There is so much speculation going around about the death of pop star Prince last week. Yesterday in the supermarket I saw tabloid headlines that he was murdered, he was killed by drugs ………and the speculation goes on and on. Initial estimates are that Prince’s estate is worth over $300 million and that does not even start to count in the value of unreleased … [Read more...]

Forgiveness or Refinancing – a blessing or a mistake?

OK so I have graduated from college, now what is the most efficient way of paying off my student loans? I have received a few questions about the best way to repay my student loan. PS – DON’T MISS THE WARNING AT THE END OF THIS! Please note that there are pro’s and con’s to each option of paying off your loan and will affect each family’s unique … [Read more...]

10 Mistakes families make when appealing Financial Aid

The Parent calling the financial aid office Your student is now being treated as an adult (in many cases for the first time) and the college does not want to communicate with the parent. Who asks for more help and how they do it is vital to your student’s success in appealing their financial aid. We have experienced a number of times where schools will … [Read more...]

5 Critical things Parents need to know TODAY about College Planning

There are always two sides to the College Planning story. Here are some tips on the Financial side. Even if I have high Net worth or High income, it’s possible to get the cost of college reduced by 1000’s of dollars - if I have the correct plan in place before I apply. Many families have been told that they make too much money or have too many assets and … [Read more...]

Do I have the sharpest tool in the box for Finances and College?

Growing up on a farm in Africa had it’s benefits. We had a whole room where we stored all of our tools and bench vices and various parts for piping and tractors and vehicles and bricklaying. We also had the privilege of having my grandfather living with us after my grandmother had passed away. He was a man of integrity that had fought for the Allies in the … [Read more...]