What We Do and How We Can Help

By Dave Coen

Just because your student is leaving the nest, it does not mean they have to take your nest egg with them. When it comes to the future of our children, as parents we all want the very best for them. We want to be able to send them to the best-fit schools for an education that will help them achieve their best in life as well as achieving the retirement goals of the parents.

As parents with high school students, we look back and wonder “Where did the past 17 years go?” Now is the time that our kids rely on us to help them fulfill their dreams. This is where we can help.

Who We Are

At College Planning America, we use a structured approach to help parents accomplish their goals for their student’s college education – without having to sacrifice their own retirement in the process.

In working with families on their financial plans, I noticed that often people had “Holes in their buckets” to the tune of 10’s of thousands of dollars, mostly as a result of lack of information.

My goal was to establish a financial planning resource where families could turn to for answers to their myriad of financial questions regarding college planning and beyond. With this in mind, we provide personalized plans designed to match our clients’ needs and goals. Serving as their financial guide, we work with our clients to plan for their future while managing and preserving their wealth.

What We Offer

We are committed to providing comprehensive planning, investment strategies, and guidance customized for each client’s personal situation. We are personally committed to helping each client plan and make informed decisions through our financial planning process.

Our process takes into account all of our clients’ goals and objectives and encompasses risk analysis, cash flow, retirement, estate planning, taxes, education, social security and income strategies to help bring you clarity and guidance. It is through our planning process that we help our clients prepare for life’s expected and unexpected circumstances.

Regardless of the specific services our clients seek from us, the greatest benefit we hope to provide is helping them pursue their goals and objectives without stress. Our goal in working with individuals and their families is to make sure they have all information pertinent to their specific situation that allows them to make educated decisions and feel that they “Have a plan”.

Who We Serve

Many of our clients are families who first meet with us because they have children who hope to attend college one day. They want to develop a financially efficient plan that allows them to help fund their child’s education and still be able to afford to retire in the lifestyle they want.

Part of our discussion revolves around the premise that without a proper financial plan in place for retirement, it’s impossible to determine how much they can afford on their child’s college education. As a result, our partnership typically goes far beyond education planning and expands into comprehensive financial planning well into retirement.

We believe that one of the reasons why clients work with us is that they receive comprehensive advice and planning on the total picture of their finances. Rather than solely receiving investment advice on chasing returns, we take an educational approach, with many of our clients eventually saying, “Why didn’t anyone else tell me this before?”

Rather than focus on scoring big, we aim to help clients find balance in protecting against risk while pursuing growth. With a comprehensive plan in place, we aren’t focused solely on accumulating money, but also look at planning during the retirement years and considering the risks that come after the accumulation period.

Next Steps

In all that we do, we hope to offer clients confidence and the knowledge that they have a flexible plan in place with options from which to choose. Our hope is that many of our clients’ children can benefit from receiving financial advice early on in life to benefit the most from financial planning. College Planning is a wonderful opportunity for us as parents to model proper planning to our kids.

We enjoy meeting new people to learn more about their goals and discuss how we may be able to help. If you have questions about your children’s future college expenses, your retirement, or other financial concerns, please call or email us. If you’d like to meet in person, we offer a no obligation meeting to get acquainted. Get started by emailing me at dcoen@sageviewadvisory.com or calling 714.813.1703. (SageView office – 949-955-1395)

About Dave

Dave Coen is a financial advisor with SageView Advisory and the CEO of College Planning America. Along with his financial industry experience, he is a College Planning Specialist and has served on the advisory board of a national College Planning training organization. He works closely with individuals and families to provide them comprehensive financial planning that addresses all elements of their financial picture. Learn more by connecting with Dave on LinkedIn.

1920 Main Street, Suite 800, Irvine, CA 92614

Registered Representative with and securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC.  Cetera is under separate ownership from any other named entity.