I get many questions on whether to borrow for college, and if so what sort of loans to take out to fund College. The #1 biggest regret that students have AFTER college is the payments they have to make for years afterward, and the large amount of debt they are left with after college. Obviously, the best option is to never have student loans, but if you are … [Read more...]
College Loan Forgiveness
September 3, 2022 by
WARNING – This piece includes an opinion that some might not agree with!Well, that is probably true of all the newsletters that I write, but the minute you include something that has a touch of politics, there is always a risk of some not being happy. Usually, I try to steer away from politics, so I am going to try to frame this as FACTS and ADVICE for each … [Read more...]
One of the hottest Financial, Political topics today
April 29, 2022 by
What is one of the hottest and most controversial political topics of today? It is proposed forgiveness of college debt. https://collegeplanningamerica.com/ This letter is not about politics, it’s about finances and decision-making and that’s why I am talking about it. Americans owe nearly $1.75 trillion in student loan debt, spread out among about … [Read more...]
5 Essential Questions every parent should answer on College
May 17, 2021 by
REGISTER HERE Wednesday May 26th 7PM PST REGISTER HERE Thursday May 27th 5pm PST … [Read more...]
Financial Planning Tips for Young Parents
March 24, 2021 by
As all my clients know, that there are 3 types of money. One of them being Transferred Money. A large focus of our planning is to identify areas of inefficiency where money can be transferred away. This post is by Sara Bailey who points out many areas of possible inefficiency for Young Parents. As is often the case in life, if we pay attention to the small … [Read more...]
Custody of a Minor Child When the Natural Parents Die
March 4, 2021 by
This post was written for Legalzoom by Roberta Codemo and can be viewed HERE By Roberta Codemo Who gets custody of a minor child when the natural parents die? This is a question parents need to ask themselves. Normally, the surviving spouse gets custody. However, should both parents die, the answer isn't so simple, which is why it's important to have an … [Read more...]
Financial Aid Awards – Can I appeal?
March 3, 2021 by
5 things to think about – By Dave Coen This time of year, we look through a lot of financial aid award letters. Part of what we need to understand is the fine print of the award letters in order to make an informed decision about the best college and how much it will cost for all four years. The letters can be downright misleading. I am … [Read more...]
When should I retire?
February 12, 2021 by
5 things to think about - By Dave Coen This is a question that I get a lot from clients as we plan and update their family’s journey from time to time. There is no “One size fits all” answer, but rather a series of questions and answers we go through in order to determine what the options are and what goals each family has. Here are 5 things to think … [Read more...]
My Child Turns 18 – What is different?
December 30, 2020 by
By Dave Coen It might seem like just another day older, but (Legally) when our kids turn 18 there are a LOT of things that they can now do, and as parents, we need to be prepared for this. Their 18th birthday is a date when there are some serious changes that take place and we as parents need to be aware and to plan for those, and then communicate with our … [Read more...]
Year-End Tax Planning Under The Forthcoming Biden Presidency
November 26, 2020 by
Tax Planning should take place "In Advance" every year if it is proper planning. Despite all that is going on with the future presidency at the moment, it would be prudent to listen to what has been said about future tax plans and if there is anything that we should plan for now, before the end of 2020. I might suggest that you take the information below, … [Read more...]
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