Risk /Growth: The main reason that we invest our money is that we want it to grow. If not, we would just leave it alone in cash in the bank. In order to do so, by definition, we usually add some risk. Market Risk is: “The type of risk that arises due to the movement in prices of financial instruments and can be caused due to movement in stock prices, … [Read more...]

Be careful before you make long-term financial decisions based on the possibility of loan forgiveness. Expectations for student loan forgiveness have been high, and they reached fever-pitch in March when President Biden unveiled his $1.8 trillion “American Families Plan.” Given the enormous size of the bill, many Americans anticipated the inclusion of loan … [Read more...]

One of the questions I get a lot is, “Will there be a correction in the market this year?” The easy answer to this is “Yes, probably.” It might be best to just look at history for an answer rather than it being clouded by current events and our own political views and biases – although we always need to add that Past performance is no guarantee of future … [Read more...]

Here’s how a traditional life insurance sale goes: “Let’s do an analysis of how much life insurance you need.” Imagine being a life insurance salesperson on the “Miracle on the Hudson” plane just as the pilot Sully said: “Brace for impact” What if you grabbed the speakerphone and said, “Anyone want some life insurance? I could get it for you in one second … [Read more...]

By Dave Coen I am going to make this short and sweet so that we get the point across as this is one of the very first things I would suggest a couple consider when getting married. What do you want for your spouse? When we first fall in love and decide to spend the rest of our lives together, we feel like the world is at our feet and that our future is … [Read more...]