With the holiday season in full swing, our team at College Planning America would like to take this opportunity to wish you and yours a happy holiday and a wonderful new year! We are grateful to have clients like you, and we appreciate your trust in us to provide exceptional services that help you experience confidence in your future and focus on your passions, … [Read more...]

If you’re like most Americans, you spend the month of December neck-deep in Christmas parties, shopping for gifts, and planning for travel. As a result, the last thing on your mind is taking care of college planning details. While college planning can and should take place over a number of years, there are certain tasks that are time sensitive and need to be … [Read more...]

There’s a lot to love about Orange County. Besides excellent education, low unemployment, and weather that allows you to plan a BBQ six months in advance, what I really love about Orange County is the range of accessible activities. You’ll never run out of fun things to do here. However, despite the many attractions, I find that many people don’t take … [Read more...]

When you think of things that could impact your child’s future education, your mind probably goes to thoughts of your child not getting into the college they want, insurmountable student loan debt, or missing important steps in the planning process. And while these are all valid concerns, there are little-known and often ignored threats that could make or break … [Read more...]

Think back to your last major decision, whether it was a career move, a relocation, a medical treatment, or something else entirely. Did you make a quick choice without exploring your options, or did you conduct research and gather as much information as possible? Did you approach the decision-making process on your own, or did you look to trusted mentors, … [Read more...]

Have you ever had the thought, “If only I knew then what I know now”? Hindsight is 20/20, and whether or not we have regrets from our younger days, there are plenty of things we probably wish we had done differently. While we can’t change the past, we can use the wisdom we have gleaned over the years to make better decisions going forward and to help others on … [Read more...]

Credit is a touchy subject in the financial world. There are plenty of pundits who advocate for staying away from any and all credit, saying that you don’t need a credit score if you have cash. Unfortunately, that’s not reality. We will all need a healthy credit score at some stage in our lives in order to function in the world in which we live. Why Is Your … [Read more...]

Preparing your child for their college years is an exciting time. Think of it this way: you’ve spent almost two decades feeding them, clothing them, encouraging their talents and independence, and teaching them responsibility. Now you get to send them out on the next phase of their journey and watch them grow and learn even more. But what many parents don’t … [Read more...]

You don’t have to be neck-deep in the college world to know that college planning is complicated. As soon as you start looking at colleges and making calculations, you realize how many details and steps are involved. Even if you have an idea of the process and have already started getting your ducks in a row, it’s important to have someone alongside you who knows … [Read more...]

Throughout my years of experience in financial services and a substantial number of those focusing on college planning, I have come across many pieces of sound advice. You’ve probably heard some of them as well, such as the importance of saving early and often, avoiding too much debt, and not using your retirement accounts to fund college.   The other day … [Read more...]