By Dave Coen Volatility is a hot topic in the financial world right now. No one likes unpredictability when it comes to money; and volatility is just that—erratic and unpredictable. If you invest in any way, shape, or form, you may be wondering how worried you should be. Here’s a quick reminder: volatility, while not fun, is normal. We hit the jackpot in … [Read more...]
Paying Off Your Mortgage Vs. Investing: Which Option Is Right For You?
April 12, 2019 by
By Dave Coen Do you have a mortgage that you are repaying? If so, you can join the 63% of homeowners who have at least one mortgage to their name. (1) Many people struggle with the notion of whether to pay extra into their mortgage, or even to get a shorter term mortgage. In fact, the thought of not having a mortgage and then having all that extra money to use … [Read more...]
How The New Tax Law Affects Charitable Giving
April 3, 2019 by
By Dave Coen Do you remember the days when you could give generously to others and get a nice tax break as an added benefit? Even if you didn’t donate money for the sole purpose of saving on your taxes, it was a nice perk come tax time. Unfortunately, under the new Tax Cuts & Jobs Act, a whole lot of people will lose out on all tax benefits associated with … [Read more...]
Have You Had The Financial Talk With Your Kids? We’re Here To Help
March 29, 2019 by
By Dave Coen Most parents want their kids to succeed financially, but what many parents don’t realize is that building a strong financial foundation does not happen by accident; it takes intentionality. If you let this area of parenting slide, there are consequences. You could end up like one of the 79% of parents who provide financial support to their adult … [Read more...]
$1 Million Isn’t What It Used To Be
March 7, 2019 by
By Dave Coen There was a time when a $1 million nest egg was the golden standard, the measure of success. Having a million saved away essentially guaranteed the retirement of your dreams. Unfortunately, those times are over. Instead of $1 million being the ultimate retirement goal, nowadays it’s not uncommon to read articles teaching how to survive with a … [Read more...]
Schedule A Complimentary College Planning Consultation
February 12, 2019 by
Many of us today live full lives. Our families and careers require much of our attention, and by the time we find a free moment, we hardly feel like turning to our to-do lists. But there is one to-do that shouldn’t be ignored, and that’s creating a plan for your child’s college education, specifically how you will pay for those important years of school without … [Read more...]
The One Thing I Taught My Kids About Money
January 16, 2019 by
If you’re like most parents, you have a never-ending list of things you want to teach your child so they grow up to be a successful adult who contributes to society. From a young age, you model and instruct them in how to share, what respect looks like, and how to handle responsibility. But do you have a plan for how you are going to teach your kids about money? … [Read more...]
Happy Holidays From College Planning America
December 18, 2018 by
With the holiday season in full swing, our team at College Planning America would like to take this opportunity to wish you and yours a happy holiday and a wonderful new year! We are grateful to have clients like you, and we appreciate your trust in us to provide exceptional services that help you experience confidence in your future and focus on your passions, … [Read more...]
5 College Planning Steps To Take Before The Ball Drops!
December 12, 2018 by
If you’re like most Americans, you spend the month of December neck-deep in Christmas parties, shopping for gifts, and planning for travel. As a result, the last thing on your mind is taking care of college planning details. While college planning can and should take place over a number of years, there are certain tasks that are time sensitive and need to be … [Read more...]
Why I Love Living In Orange County
November 17, 2018 by
There’s a lot to love about Orange County. Besides excellent education, low unemployment, and weather that allows you to plan a BBQ six months in advance, what I really love about Orange County is the range of accessible activities. You’ll never run out of fun things to do here. However, despite the many attractions, I find that many people don’t take … [Read more...]
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